Figure 168

Health Insurance Coverage of Those Under Age 65, by Insurance Type and Income, 1999

Higher income people generally receive health insurance through employers. Lower income people tend to receive it through government programs, or not at all.

Percent

Health Insurance Coverage of Those Under Age 65, by Insurance Type and Income, 1999

Higher income people generally receive health insurance through employers. Lower income people tend to receive it through government programs, or not at all.

Percent

Total Below 100 100-199 200-299 300 or more

Household Income as percent of poverty threshold

Total Below 100 100-199 200-299 300 or more

Household Income as percent of poverty threshold

No health other I_I Medicaid Employer insurance

Source: Department of Commerce (Bureau of the Census).

purchasing health insurance. Low- and middle-income people with chronic health problems would have greatly improved access to health care through this combination of tax credits and health risk pools. Under the market-based plan, everyone would not be required to purchase health insurance. Those eligible for only a partial credit or deduction could decide not to purchase health insurance and continue to pay their own expenses or rely on the existing health-care safety net.

In any such market-based system, the role played by health maintenance organizations (HMOs) would continue to grow. During the 1990s, HMOs became a vital part of our healthcare system by helping stem the rate of cost inflation. As shown in Figure 16.9, growth in health-care expenditures tends to slow with rising HMO enrollments.

Was this article helpful?

0 0
Your Retirement Planning Guide

Your Retirement Planning Guide

Don't Blame Us If You End Up Enjoying Your Retired Life Like None Of Your Other Retired Friends. Already Freaked-Out About Your Retirement? Not Having Any Idea As To How You Should Be Planning For It? Started To Doubt If Your Later Years Would Really Be As Golden As They Promised? Fret Not Right Guidance Is Just Around The Corner.

Get My Free Ebook


Post a comment