Electronic Payment Systems

Micro Payment Transfer Protocol is a standard proposed in November, 1995 by the WWW Consortium (W3C) for micropayments on the Internet. Its draft is available at http://www.w3.org/hypertext/www/TR/WD-mptp.

For NetCash specification, see Medvinsky, G., and B.C. Neuman, 1993, "NetCash: A Design for Practical Electronic Currency on the Internet," in Proceedings of the First ACM Conference on Computer and Communications Security, November, 1993.

Flohr, U., 1996. "Electric Money." Byte, June, 1996, pp. 74_84.

The Economist. "Electronic Money: So Much for the Cashless Society."

Readers who are interested in traditional banking on the Internet, home banking, or web banking may consult Chapter 7 of Kalakota and Whinston (1997) mentioned above.

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